Year
2014
Ryder Used Trucks
O'fallon, MO
1 / 11VIN
1UYVS2535EM882010
Stock #
ryder-526841
Dealer
Ryder Used Trucks
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Est. monthly
$421.31
Pre-tax purchase price
$2,173
Owner-ops: 10–20% typical
Prime 7–9% · Median 9–12% · Subprime 14%+
Deducted from financed amount
Drives Federal Excise Tax (FET)
Skip if straight truck under 33k GVWR or trailer under 26k GVWR.
Off — used vehicles are exempt
$0
Often 0% for interstate commercial use
Some states cap (CA $85, NY $75)
State title + lien fee
Lowers monthly; paid as lump at term
Amount financed
$20,061
Total interest
$5,218
Total cost
$27,452
Effective / month
$421.31
Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.
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