Miles
186,290 mi
Year
2019
Engine
Cummins B6.7
Horsepower
220 HP
Transmission
Automated Manual
Axle Config
6x4
Penske Used Trucks
Albany, NY
1 / 10VIN
3ALACVFD6KDKS1474
NHTSA VerifiedStock #
penske-222978
Dealer
Penske Used Trucks
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2019 Freightliner M2 106 · 186,290 mi
Est. monthly
$591.73
Pre-tax purchase price
$3,075
Owner-ops: 10–20% typical
Prime 7–9% · Median 9–12% · Subprime 14%+
Deducted from financed amount
Drives Federal Excise Tax (FET)
Skip if straight truck under 33k GVWR or trailer under 26k GVWR.
Off — used vehicles are exempt
$0
Often 0% for interstate commercial use
Some states cap (CA $85, NY $75)
State title + lien fee
Lowers monthly; paid as lump at term
Amount financed
$28,175
Total interest
$7,329
Total cost
$38,579
Effective / month
$591.73
Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.
Apr 22, 2026
$30,750
Mar 24, 2026
$35,750
Market Index
2019 Freightliner M2 106 B6.7
Median Price
$43,000
This listing
28% below market median
Active listings
233
