2019 Volvo VNR 640

$39,900

UsedClass 8Day Cab

Stockton, CA

Miles

234,196 mi

Year

2019

Engine

Volvo D11

Horsepower

385 HP

Transmission

Automatic

Axle Config

6x4

Description

90 DAY LIMITED WARRANTY INCLUDED! COVERS ENGINE, TRANSMISSION, DIFFERENTIALS, TURBO, AFTER TREATMENT SYSTEM AND MORE! EQUIPPED WITH:AIR SLIDING 5TH WHEEL, 6X4 POWER DIVIDER, AIR SUSPENSION DUMP, TRAILER BRAKE, POWER WINDOWS, HILL START ASSIST, BT/USB/AUX RADIO, LED HEADLIGHTS, FOG LIGHTS, HOOD MIRRORS, CAB SUN VIOSR, CAB WINDOW, CATWALK, AND MORE! PREVIOUS TEC LEASING UNIT - SERVICED AND MAINTAINED! ASK ABOUT ADDING OR UPGRADING EXTENDED WARRANTY OPTIONS FOR UP TO 3 YEARS

Specifications

Engine

Make: Volvo
Model: D11
HP: 385
Displacement: 10.8L
Fuel: Diesel

Drivetrain

Transmission: Automatic

Dealer

"TEC

Stockton, CA

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2019 Volvo VNR 640

$39,900

UsedClass 8Day Cab

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Stockton, CA

Chassis

GVWR: 33,001 lbs

Details

Mileage: 234,196 mi
Body Type: Truck-Tractor

VIN

4V4WC9DG1KN200683

NHTSA Verified

Stock #

tec-UD3436L

Dealer

"TEC

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Market Index

2019 Volvo VNR 640 D11

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Median Price

$39,950

This listing

Near market median

Active listings

Specifications

Engine

Make: Volvo
Model: D11
HP: 385
Displacement: 10.8L
Fuel: Diesel

Drivetrain

Transmission: Automatic
Axle Config: 6x4
Rear Ratio: 2.64

Chassis

GVWR: 33,001 lbs

Details

Mileage: 234,196 mi
Body Type: Truck-Tractor

Description

Features

Power Windows

Finance calculator

2019 Volvo VNR 640 · 234,196 mi

Est. monthly

$764.68

Vehicle price

Pre-tax purchase price

Term (months)

Down payment (10%)

$3,990

Owner-ops: 10–20% typical

APR (9.50%)

Prime 7–9% · Median 9–12% · Subprime 14%+

Trade-in value

Deducted from financed amount

Condition

Drives Federal Excise Tax (FET)

Federal Excise Tax (FET)

FET applies$0

Skip if straight truck under 33k GVWR or trailer under 26k GVWR.

Off — used vehicles are exempt

Sales tax (0.00%)

Often 0% for interstate commercial use

Doc fee

Some states cap (CA $85, NY $75)

Title + registration

State title + lien fee

Balloon payment at end

Lowers monthly; paid as lump at term

Apply Section 179 first-year deduction

Heavy trucks (GVWR > 14,000 lbs) qualify for full deduction up to $1,220,000 in 2026. Assumes purchase in service this tax year. Consult a CPA.

Amount financed

$36,410

Total interest

$9,471

Total cost

$49,871

Effective / month

$764.68

Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.