Miles
123,900 mi
Year
2019
Engine
Volvo D11
Horsepower
425 HP
Axle Config
6x4
Fuel
Diesel
"TEC
Sioux Falls, SD
VIN
4V4WC9DH2KN214844
NHTSA VerifiedStock #
tec-UD3391L
Dealer
"TEC
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2019 Volvo VNR 640 · 123,900 mi
Est. monthly
$765.62
Pre-tax purchase price
$3,995
Owner-ops: 10–20% typical
Prime 7–9% · Median 9–12% · Subprime 14%+
Deducted from financed amount
Drives Federal Excise Tax (FET)
Skip if straight truck under 33k GVWR or trailer under 26k GVWR.
Off — used vehicles are exempt
$0
Often 0% for interstate commercial use
Some states cap (CA $85, NY $75)
State title + lien fee
Lowers monthly; paid as lump at term
Amount financed
$36,455
Total interest
$9,482
Total cost
$49,932
Effective / month
$765.62
Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.
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Market Index
2019 Volvo VNR 640 D11
Median Price
$39,950
This listing
Near market median
Active listings
5
2019 Volvo VNL 760
$39,950
597,643 mi
Elizabeth, NJ
Arrow Truck Sales Elizabeth
2019 Volvo VNL 860
$47,999
543,523 mi
Fontana, CA
Arrow Truck Sales Fontana
2020 Volvo VNL 860
$45,999
582,632 mi
Fontana, CA
Arrow Truck Sales Fontana
2019 Volvo VNL 860
$47,999
559,561 mi
Fontana, CA
Arrow Truck Sales Fontana
2021 Volvo
$49,750
646,910 mi
Byron Center, MI
Penske Used Trucks
2021 Volvo VNR 640
$32,997
412,052 mi
Kansas City, MO
Nextran Truck Centers