Miles
350,649 mi
Year
2020
Engine
Cummins B6.7
Transmission
Automatic
Axle Config
4x2
Fuel
Diesel
Ryder Used Trucks
Houston, TX
1 / 12VIN
3ALACWFC1LDMF4964
NHTSA VerifiedStock #
ryder-292257
Dealer
Ryder Used Trucks
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2020 Freightliner M2 106 · 350,649 mi
Est. monthly
$689.68
Pre-tax purchase price
$3,593
Owner-ops: 10–20% typical
Prime 7–9% · Median 9–12% · Subprime 14%+
Deducted from financed amount
Drives Federal Excise Tax (FET)
Skip if straight truck under 33k GVWR or trailer under 26k GVWR.
Off — used vehicles are exempt
$0
Often 0% for interstate commercial use
Some states cap (CA $85, NY $75)
State title + lien fee
Lowers monthly; paid as lump at term
Amount financed
$32,839
Total interest
$8,542
Total cost
$44,974
Effective / month
$689.68
Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.
Apr 28, 2026
$35,932
Apr 22, 2026
$36,932
Market Index
2020 Freightliner M2 106 Cummins B6.7
Median Price
$41,995
This listing
14% below market median
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