Miles
185,219 mi
Year
2020
Engine
Cummins B6.7
Horsepower
220 HP
Transmission
Automatic
Axle Config
6x4
Penske Used Trucks
Buffalo, NY
1 / 10VIN
3ALACXFC7LDLS1605
NHTSA VerifiedStock #
penske-343783
Dealer
Penske Used Trucks
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2020 Freightliner M2 106 · 185,219 mi
Est. monthly
$653.16
Pre-tax purchase price
$3,400
Owner-ops: 10–20% typical
Prime 7–9% · Median 9–12% · Subprime 14%+
Deducted from financed amount
Drives Federal Excise Tax (FET)
Skip if straight truck under 33k GVWR or trailer under 26k GVWR.
Off — used vehicles are exempt
$0
Often 0% for interstate commercial use
Some states cap (CA $85, NY $75)
State title + lien fee
Lowers monthly; paid as lump at term
Amount financed
$31,100
Total interest
$8,089
Total cost
$42,589
Effective / month
$653.16
Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.
Apr 7, 2026
$34,000
Mar 8, 2026
$35,000
Market Index
2020 Freightliner M2 106 B6.7
Median Price
$46,250
This listing
26% below market median
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