Miles
503,980 mi
Year
2020
Engine
Cummins X15, Signature
Transmission
Automatic
Axle Config
6x4
Fuel
Diesel
Ryder Used Trucks
Converse, TX
1 / 13VIN
3HSDZAPR5LN846225
NHTSA VerifiedStock #
ryder-252686
Dealer
Ryder Used Trucks
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2020 International LT · 503,980 mi
Est. monthly
$877.77
Pre-tax purchase price
$4,588
Owner-ops: 10–20% typical
Prime 7–9% · Median 9–12% · Subprime 14%+
Deducted from financed amount
Drives Federal Excise Tax (FET)
Skip if straight truck under 33k GVWR or trailer under 26k GVWR.
Off — used vehicles are exempt
$0
Often 0% for interstate commercial use
Some states cap (CA $85, NY $75)
State title + lien fee
Lowers monthly; paid as lump at term
Amount financed
$41,795
Total interest
$10,871
Total cost
$57,254
Effective / month
$877.77
Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.
Mar 31, 2026
$45,883
Mar 1, 2026
$42,883
Market Index
2020 International LT X15, Signature
Median Price
$38,997
This listing
18% above market median
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