Miles
451,444 mi
Year
2020
Engine
Cummins X15, Signature
Transmission
Automatic
Axle Config
6x4
Fuel
Diesel
Ryder Used Trucks
O'fallon, MO
1 / 10VIN
3HSDZAPR3LN742168
NHTSA VerifiedStock #
ryder-283587
Dealer
Ryder Used Trucks
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2020 International LT · 451,444 mi
Est. monthly
$927.69
Pre-tax purchase price
$4,852
Owner-ops: 10–20% typical
Prime 7–9% · Median 9–12% · Subprime 14%+
Deducted from financed amount
Drives Federal Excise Tax (FET)
Skip if straight truck under 33k GVWR or trailer under 26k GVWR.
Off — used vehicles are exempt
$0
Often 0% for interstate commercial use
Some states cap (CA $85, NY $75)
State title + lien fee
Lowers monthly; paid as lump at term
Amount financed
$44,172
Total interest
$11,490
Total cost
$60,514
Effective / month
$927.69
Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.
Apr 22, 2026
$48,524
Mar 24, 2026
$48,995
Mar 13, 2026
$52,835
Mar 1, 2026
$49,835
Market Index
2020 International LT X15, Signature
Median Price
$38,997
This listing
24% above market median
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