Miles
245,545 mi
Year
2020
Engine
Cummins X15
Horsepower
400 HP
Transmission
Automatic
Axle Config
6x4
Penske Used Trucks
Allentown, PA
1 / 10VIN
3HSDYAPN8LN044266
NHTSA VerifiedStock #
penske-U520006
Dealer
Penske Used Trucks
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2020 International LT · 245,545 mi
Est. monthly
$539.75
Pre-tax purchase price
$2,800
Owner-ops: 10–20% typical
Prime 7–9% · Median 9–12% · Subprime 14%+
Deducted from financed amount
Drives Federal Excise Tax (FET)
Skip if straight truck under 33k GVWR or trailer under 26k GVWR.
Off — used vehicles are exempt
$0
Often 0% for interstate commercial use
Some states cap (CA $85, NY $75)
State title + lien fee
Lowers monthly; paid as lump at term
Amount financed
$25,700
Total interest
$6,685
Total cost
$35,185
Effective / month
$539.75
Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.
Apr 7, 2026
$28,000
Mar 31, 2026
$30,000
Market Index
2020 International LT X15
Median Price
$36,500
This listing
23% below market median
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