Miles
648,006 mi
Year
2020
Engine
Cummins X15, Signature
Transmission
Automatic
Axle Config
6x4
Fuel
Diesel
Ryder Used Trucks
Bensalem, PA
1 / 13VIN
3HSDZAPR5LN843681
NHTSA VerifiedStock #
ryder-240140
Dealer
Ryder Used Trucks
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2020 International LT · 648,006 mi
Est. monthly
$227.78
Pre-tax purchase price
$1,150
Owner-ops: 10–20% typical
Prime 7–9% · Median 9–12% · Subprime 14%+
Deducted from financed amount
Drives Federal Excise Tax (FET)
Skip if straight truck under 33k GVWR or trailer under 26k GVWR.
Off — used vehicles are exempt
$0
Often 0% for interstate commercial use
Some states cap (CA $85, NY $75)
State title + lien fee
Lowers monthly; paid as lump at term
Amount financed
$10,846
Total interest
$2,821
Total cost
$14,816
Effective / month
$227.78
Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.
Market Index
2020 International LT X15, Signature
Median Price
$38,997
This listing
71% below market median
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