Miles
25,609 mi
Year
2020
Engine
Isuzu 4HK1TC
Horsepower
215 HP
Transmission
Automatic
Axle Config
6x4
Penske Used Trucks
Denver, CO
1 / 10VIN
JALC4W160L7009833
NHTSA VerifiedStock #
penske-372363
Dealer
Penske Used Trucks
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2020 Isuzu NPR · 25,609 mi
Est. monthly
$998.11
Pre-tax purchase price
$5,225
Owner-ops: 10–20% typical
Prime 7–9% · Median 9–12% · Subprime 14%+
Deducted from financed amount
Drives Federal Excise Tax (FET)
Skip if straight truck under 33k GVWR or trailer under 26k GVWR.
Off — used vehicles are exempt
$0
Often 0% for interstate commercial use
Some states cap (CA $85, NY $75)
State title + lien fee
Lowers monthly; paid as lump at term
Amount financed
$47,525
Total interest
$12,362
Total cost
$65,112
Effective / month
$998.11
Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.
Market Index
2020 Isuzu NPR 4HK1TC
Median Price
$39,750
This listing
31% above market median
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