Miles
517,366 mi
Year
2020
Engine
Cummins ISX / X15
Horsepower
400 HP
Transmission
Manual
Axle Config
6x4
Ryder Used Trucks
Phoenix, AZ
1 / 15VIN
1XKYD40X1LJ389116
NHTSA VerifiedStock #
ryder-896081
Dealer
Ryder Used Trucks
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2020 Kenworth T680 · 517,366 mi
Est. monthly
$1,191.27
Pre-tax purchase price
$6,247
Owner-ops: 10–20% typical
Prime 7–9% · Median 9–12% · Subprime 14%+
Deducted from financed amount
Drives Federal Excise Tax (FET)
Skip if straight truck under 33k GVWR or trailer under 26k GVWR.
Off — used vehicles are exempt
$0
Often 0% for interstate commercial use
Some states cap (CA $85, NY $75)
State title + lien fee
Lowers monthly; paid as lump at term
Amount financed
$56,722
Total interest
$14,754
Total cost
$77,723
Effective / month
$1,191.27
Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.
Apr 22, 2026
$62,469
Mar 24, 2026
$60,469
Mar 1, 2026
$65,469
Market Index
2020 Kenworth T680 ISX / X15
Median Price
$52,725
This listing
18% above market median
Active listings
6