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2020 Kenworth T680

$34,950

UsedClass 8

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Springfield, MO

2020 Kenworth T680

$34,950

UsedClass 8

Springfield, MO

Year

2020

Engine

Cummins X15

Horsepower

450 HP

Transmission

Manual

Axle Config

6x4

Fuel

Diesel

Specifications

Engine

Make: Cummins
Model: X15
HP: 450
Displacement: 15L
Fuel: Diesel

Drivetrain

Transmission: Manual
Axle Config: 6x4

Chassis

GVWR: 33,001 lbs

Details

Body Type: Truck-Tractor

Dealer

MHC Kenworth

Springfield, MO

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VIN

1XKYD49X3LJ407683

NHTSA Verified

Stock #

mhc-0619372

Dealer

MHC Kenworth

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Market Index

2020 Kenworth T680 X15

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Median Price

$44,950

This listing

22% below market median

Active listings

Specifications

Engine

Make: Cummins
Model: X15
HP: 450
Displacement: 15L
Fuel: Diesel

Drivetrain

Transmission: Manual
Axle Config: 6x4

Chassis

GVWR: 33,001 lbs

Details

Body Type: Truck-Tractor

Finance calculator

2020 Kenworth T680

Est. monthly

$671.11

Vehicle price

Pre-tax purchase price

Term (months)

Down payment (10%)

$3,495

Owner-ops: 10–20% typical

APR (9.50%)

Prime 7–9% · Median 9–12% · Subprime 14%+

Trade-in value

Deducted from financed amount

Condition

Drives Federal Excise Tax (FET)

Federal Excise Tax (FET)

FET applies$0

Skip if straight truck under 33k GVWR or trailer under 26k GVWR.

Off — used vehicles are exempt

Sales tax (0.00%)

Often 0% for interstate commercial use

Doc fee

Some states cap (CA $85, NY $75)

Title + registration

State title + lien fee

Balloon payment at end

Lowers monthly; paid as lump at term

Apply Section 179 first-year deduction

Heavy trucks (GVWR > 14,000 lbs) qualify for full deduction up to $1,220,000 in 2026. Assumes purchase in service this tax year. Consult a CPA.

Amount financed

$31,955

Total interest

$8,312

Total cost

$43,762

Effective / month

$671.11

Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.