2020 Kenworth T680

$27,950

UsedClass 8

Cedar Rapids, IA

Year

2020

Engine

PACCAR MX-13

Horsepower

455 HP

Axle Config

6x4

Fuel

Diesel

GVWR

33,001 lbs

Specifications

Engine

Make: PACCAR
Model: MX-13
HP: 455
Displacement: 12.9L
Fuel: Diesel

Drivetrain

Axle Config: 6x4

Dealer

MHC Kenworth

Cedar Rapids, IA

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2020 Kenworth T680

$27,950

UsedClass 8

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Cedar Rapids, IA

Details

Body Type: Truck-Tractor

VIN

1XKYDP9X7LJ415075

NHTSA Verified

Stock #

mhc-0618601

Dealer

MHC Kenworth

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Market Index

2020 Kenworth T680 MX-13

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Median Price

$39,950

This listing

30% below market median

Active listings

Specifications

Engine

Make: PACCAR
Model: MX-13
HP: 455
Displacement: 12.9L
Fuel: Diesel

Drivetrain

Axle Config: 6x4

Chassis

GVWR: 33,001 lbs

Details

Body Type: Truck-Tractor

Finance calculator

2020 Kenworth T680

Est. monthly

$538.80

Vehicle price

Pre-tax purchase price

Term (months)

Down payment (10%)

$2,795

Owner-ops: 10–20% typical

APR (9.50%)

Prime 7–9% · Median 9–12% · Subprime 14%+

Trade-in value

Deducted from financed amount

Condition

Drives Federal Excise Tax (FET)

Federal Excise Tax (FET)

FET applies$0

Skip if straight truck under 33k GVWR or trailer under 26k GVWR.

Off — used vehicles are exempt

Sales tax (0.00%)

Often 0% for interstate commercial use

Doc fee

Some states cap (CA $85, NY $75)

Title + registration

State title + lien fee

Balloon payment at end

Lowers monthly; paid as lump at term

Apply Section 179 first-year deduction

Heavy trucks (GVWR > 14,000 lbs) qualify for full deduction up to $1,220,000 in 2026. Assumes purchase in service this tax year. Consult a CPA.

Amount financed

$25,655

Total interest

$6,673

Total cost

$35,123

Effective / month

$538.80

Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.