2020 Kenworth T880

$144,995

UsedClass 8

Springfield, MO

Miles

201,107 mi

Year

2020

Engine

Cummins ISX / X15

Horsepower

485 HP

Transmission

Automatic

Axle Config

6x4

Description

2020 Kenworth T880 tri-axle roll-off, Cummins X15 engine, 485 HP, Eaton-Fuller 8-speed transmission, spring suspension, 263 WB, 4.10 ratio, 20k front axle, 46k rear axles, 22.5 tires, aluminum/steel wheels, Galbreath 75k hoist cable, 201,107 miles, truck color: white

Specifications

Engine

Make: Cummins
Model: ISX / X15
HP: 485
Displacement: 15L
Fuel: Diesel

Drivetrain

Transmission: Automatic

Dealer

"Tri-State

Springfield, MO

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2020 Kenworth T880

$144,995

UsedClass 8

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Springfield, MO

Chassis

GVWR: 33,001 lbs

Details

Mileage: 201,107 mi
Body Type: Truck

VIN

1NKZX4TX5LJ348683

NHTSA Verified

Stock #

tristate-49987

Dealer

"Tri-State

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Market Index

2020 Kenworth T880 ISX / X15

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Median Price

$119,500

This listing

21% above market median

Active listings

Specifications

Engine

Make: Cummins
Model: ISX / X15
HP: 485
Displacement: 15L
Fuel: Diesel

Drivetrain

Transmission: Automatic
Axle Config: 6x4
Rear Ratio: 4.1

Chassis

GVWR: 33,001 lbs

Details

Mileage: 201,107 mi
Body Type: Truck

Description

Finance calculator

2020 Kenworth T880 · 201,107 mi

Est. monthly

$2,751.15

Vehicle price

Pre-tax purchase price

Term (months)

Down payment (10%)

$14,500

Owner-ops: 10–20% typical

APR (9.50%)

Prime 7–9% · Median 9–12% · Subprime 14%+

Trade-in value

Deducted from financed amount

Condition

Drives Federal Excise Tax (FET)

Federal Excise Tax (FET)

FET applies$0

Skip if straight truck under 33k GVWR or trailer under 26k GVWR.

Off — used vehicles are exempt

Sales tax (0.00%)

Often 0% for interstate commercial use

Doc fee

Some states cap (CA $85, NY $75)

Title + registration

State title + lien fee

Balloon payment at end

Lowers monthly; paid as lump at term

Apply Section 179 first-year deduction

Heavy trucks (GVWR > 14,000 lbs) qualify for full deduction up to $1,220,000 in 2026. Assumes purchase in service this tax year. Consult a CPA.

Amount financed

$130,996

Total interest

$34,073

Total cost

$179,568

Effective / month

$2,751.15

Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.