2020 Mack Pinnacle

$69,995

UsedClass 8Day Cab

Memphis, TN

Miles

383,261 mi

Year

2020

Engine

MACK MP8

Horsepower

445 HP

Transmission

Automatic

Axle Config

6x4

Description

2020 Mack PI64T day cab, MP8 engine, 445 HP, gold dog, mDrive automatic transmission, air ride suspension, tandem axle, 12k front axle, 40k rear axles, 219 WB, 24.5 tires, all aluminum wheels, dual stacks, new joist blocked 5th wheel, 383,261 miles, truck color: white.

Specifications

Engine

Make: MACK
Model: MP8
HP: 445
Displacement: 13L
Fuel: Diesel

Drivetrain

Transmission: Automatic
Axle Config

Dealer

"Tri-State

Memphis, TN

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2020 Mack Pinnacle

$69,995

UsedClass 8Day Cab

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Memphis, TN

Chassis

GVWR: 33,001 lbs

Details

Mileage: 383,261 mi
Body Type: Truck-Tractor

VIN

1M1PN4GY7LM004594

NHTSA Verified

Stock #

tristate-49047

Dealer

"Tri-State

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Market Index

2020 Mack Pinnacle MP8

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Median Price

$67,498

This listing

Near market median

Active listings

Specifications

Engine

Make: MACK
Model: MP8
HP: 445
Displacement: 13L
Fuel: Diesel

Drivetrain

Transmission: Automatic
Axle Config: 6x4

Chassis

GVWR: 33,001 lbs

Details

Mileage: 383,261 mi
Body Type: Truck-Tractor

Description

Features

Air RideAluminum Wheels

Finance calculator

2020 Mack Pinnacle · 383,261 mi

Est. monthly

$1,333.52

Vehicle price

Pre-tax purchase price

Term (months)

Down payment (10%)

$7,000

Owner-ops: 10–20% typical

APR (9.50%)

Prime 7–9% · Median 9–12% · Subprime 14%+

Trade-in value

Deducted from financed amount

Condition

Drives Federal Excise Tax (FET)

Federal Excise Tax (FET)

FET applies$0

Skip if straight truck under 33k GVWR or trailer under 26k GVWR.

Off — used vehicles are exempt

Sales tax (0.00%)

Often 0% for interstate commercial use

Doc fee

Some states cap (CA $85, NY $75)

Title + registration

State title + lien fee

Balloon payment at end

Lowers monthly; paid as lump at term

Apply Section 179 first-year deduction

Heavy trucks (GVWR > 14,000 lbs) qualify for full deduction up to $1,220,000 in 2026. Assumes purchase in service this tax year. Consult a CPA.

Amount financed

$63,496

Total interest

$16,516

Total cost

$87,011

Effective / month

$1,333.52

Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.