2020 Volvo VNL 860

$54,997

UsedClass 8

Kansas City, MO

Miles

451,172 mi

Year

2020

Engine

Cummins ISX 450

Horsepower

450 HP

Transmission

Automated Manual

Axle Config

6x4

Specifications

Engine

Make: Cummins
Model: ISX 450
HP: 450
Displacement: 14.9L
Fuel: Diesel

Drivetrain

Transmission: Automated Manual

Dealer

Nextran Truck Centers

Kansas City, MO

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2020 Volvo VNL 860

$54,997

UsedClass 8

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Kansas City, MO

Chassis

Wheelbase: 229"
GVWR: 51,200 lbs
Front Axle: 13,200 lbs
Rear Axle: 38,000 lbs

Details

Mileage: 451,172 mi
Body Type: Truck-Tractor

VIN

4V4NC9TH1LN250944

NHTSA Verified

Stock #

nextran-677d1940-edc5-4c11-983c-95292f1473db

Dealer

Nextran Truck Centers

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Market Index

2020 Volvo VNL 860 ISX 450

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Median Price

$54,997

This listing

Near market median

Active listings

Specifications

Engine

Make: Cummins
Model: ISX 450
HP: 450
Displacement: 14.9L
Fuel: Diesel

Drivetrain

Transmission: Automated Manual
Trans. Model: Ultrashift
Axle Config: 6x4
Rear Ratio: 2.64

Chassis

Wheelbase: 229"
GVWR: 51,200 lbs
Front Axle: 13,200 lbs
Rear Axle: 38,000 lbs

Details

Mileage: 451,172 mi
Body Type: Truck-Tractor

Finance calculator

2020 Volvo VNL 860 · 451,172 mi

Est. monthly

$1,050.04

Vehicle price

Pre-tax purchase price

Term (months)

Down payment (10%)

$5,500

Owner-ops: 10–20% typical

APR (9.50%)

Prime 7–9% · Median 9–12% · Subprime 14%+

Trade-in value

Deducted from financed amount

Condition

Drives Federal Excise Tax (FET)

Federal Excise Tax (FET)

FET applies$0

Skip if straight truck under 33k GVWR or trailer under 26k GVWR.

Off — used vehicles are exempt

Sales tax (0.00%)

Often 0% for interstate commercial use

Doc fee

Some states cap (CA $85, NY $75)

Title + registration

State title + lien fee

Balloon payment at end

Lowers monthly; paid as lump at term

Apply Section 179 first-year deduction

Heavy trucks (GVWR > 14,000 lbs) qualify for full deduction up to $1,220,000 in 2026. Assumes purchase in service this tax year. Consult a CPA.

Amount financed

$49,997

Total interest

$13,005

Total cost

$68,502

Effective / month

$1,050.04

Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.