Miles
513,230 mi
Year
2020
Engine
Volvo D13
Horsepower
375 HP
Transmission
Automatic
Axle Config
6x4
Ryder Used Trucks
Ashland, VA
1 / 10VIN
4V4WC9EG9LN270450
NHTSA VerifiedStock #
ryder-292834
Dealer
Ryder Used Trucks
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2020 Volvo VNL 860 · 513,230 mi
Est. monthly
$701.81
Pre-tax purchase price
$3,657
Owner-ops: 10–20% typical
Prime 7–9% · Median 9–12% · Subprime 14%+
Deducted from financed amount
Drives Federal Excise Tax (FET)
Skip if straight truck under 33k GVWR or trailer under 26k GVWR.
Off — used vehicles are exempt
$0
Often 0% for interstate commercial use
Some states cap (CA $85, NY $75)
State title + lien fee
Lowers monthly; paid as lump at term
Amount financed
$33,417
Total interest
$8,692
Total cost
$45,766
Effective / month
$701.81
Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.
Apr 28, 2026
$36,574
Mar 24, 2026
$34,995
Mar 1, 2026
$37,942
Market Index
2020 Volvo VNL 860 D13
Median Price
$52,316
This listing
30% below market median
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