2020 Volvo VNR 640

$39,000

UsedClass 8Sleeper Truck

Torrance, CA

Miles

530,793 mi

Year

2020

Engine

Volvo D13

Horsepower

425 HP

Transmission

Automatic

Axle Config

6x4

Specifications

Engine

Make: Volvo
Model: D13
HP: 425
Displacement: 12.8L
Fuel: Diesel

Drivetrain

Transmission: Automatic

Dealer

Penske Used Trucks

Torrance, CA

Visit dealer page

Search trucks

1 / 10

2020 Volvo VNR 640

$39,000

UsedClass 8Sleeper Truck

Link copied!

Torrance, CA

Chassis

Wheelbase: 174"
GVWR: 88,000 lbs
Front Axle: 12,500 lbs
Rear Axle: 40,000 lbs
Susp. Rear: Air

Details

Mileage: 530,793 mi
Body Type: Truck-Tractor

VIN

4V4WC9EH5LN258837

NHTSA Verified

Stock #

penske-CW1000

Dealer

Penske Used Trucks

Your nameYour email addressYour phone number

By submitting this form you agree to receive SMS and email from this dealer regarding your inquiry. Msg & data rates may apply. Reply STOP to opt out at any time.

Is this your dealership? Claim it

Get notified about trucks like this

We'll email you when similar listings are added or prices drop.

Market Index

2020 Volvo VNR 640 D13

View full index →

Median Price

$39,250

This listing

Near market median

Active listings

129

Specifications

Engine

Make: Volvo
Model: D13
HP: 425
Displacement: 12.8L
Fuel: Diesel

Drivetrain

Transmission: Automatic
Axle Config: 6x4
Rear Ratio: 2.64

Chassis

Wheelbase: 174"
GVWR: 88,000 lbs
Front Axle: 12,500 lbs
Rear Axle: 40,000 lbs
Susp. Rear: Air

Details

Mileage: 530,793 mi
Body Type: Truck-Tractor

Finance calculator

2020 Volvo VNR 640 · 530,793 mi

Est. monthly

$747.67

Vehicle price

Pre-tax purchase price

Term (months)

Down payment (10%)

$3,900

Owner-ops: 10–20% typical

APR (9.50%)

Prime 7–9% · Median 9–12% · Subprime 14%+

Trade-in value

Deducted from financed amount

Condition

Drives Federal Excise Tax (FET)

Federal Excise Tax (FET)

FET applies$0

Skip if straight truck under 33k GVWR or trailer under 26k GVWR.

Off — used vehicles are exempt

Sales tax (0.00%)

Often 0% for interstate commercial use

Doc fee

Some states cap (CA $85, NY $75)

Title + registration

State title + lien fee

Balloon payment at end

Lowers monthly; paid as lump at term

Apply Section 179 first-year deduction

Heavy trucks (GVWR > 14,000 lbs) qualify for full deduction up to $1,220,000 in 2026. Assumes purchase in service this tax year. Consult a CPA.

Amount financed

$35,600

Total interest

$9,260

Total cost

$48,760

Effective / month

$747.67

Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.