Miles
562,413 mi
Year
2020
Engine
Volvo D13
Horsepower
425 HP
Transmission
Automatic
Axle Config
6x4
Ryder Used Trucks
Atlanta, GA
1 / 9VIN
4V4NC9EH7LN260391
NHTSA VerifiedStock #
ryder-265407
Dealer
Ryder Used Trucks
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2020 Volvo VNL 860 · 562,413 mi
Est. monthly
$1,145.06
Pre-tax purchase price
$6,002
Owner-ops: 10–20% typical
Prime 7–9% · Median 9–12% · Subprime 14%+
Deducted from financed amount
Drives Federal Excise Tax (FET)
Skip if straight truck under 33k GVWR or trailer under 26k GVWR.
Off — used vehicles are exempt
$0
Often 0% for interstate commercial use
Some states cap (CA $85, NY $75)
State title + lien fee
Lowers monthly; paid as lump at term
Amount financed
$54,522
Total interest
$14,182
Total cost
$74,706
Effective / month
$1,145.06
Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.
Apr 14, 2026
$60,024
Mar 1, 2026
$66,024
Market Index
2020 Volvo VNL 860 D13
Median Price
$52,316
This listing
15% above market median
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