Miles
449,934 mi
Year
2020
Engine
Volvo D13
Horsepower
425 HP
Transmission
Automatic
Axle Config
6x4
Ryder Used Trucks
West Chester, OH
1 / 11VIN
4V4WC9EH4LN256903
NHTSA VerifiedStock #
ryder-243547
Dealer
Ryder Used Trucks
By submitting this form you agree to receive SMS and email from this dealer regarding your inquiry. Msg & data rates may apply. Reply STOP to opt out at any time.
Is this your dealership? Claim itGet notified about trucks like this
We'll email you when similar listings are added or prices drop.
2020 Volvo VNR 640 · 449,934 mi
Est. monthly
$1,045.82
Pre-tax purchase price
$5,477
Owner-ops: 10–20% typical
Prime 7–9% · Median 9–12% · Subprime 14%+
Deducted from financed amount
Drives Federal Excise Tax (FET)
Skip if straight truck under 33k GVWR or trailer under 26k GVWR.
Off — used vehicles are exempt
$0
Often 0% for interstate commercial use
Some states cap (CA $85, NY $75)
State title + lien fee
Lowers monthly; paid as lump at term
Amount financed
$49,797
Total interest
$12,953
Total cost
$68,227
Effective / month
$1,045.82
Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.
Apr 22, 2026
$54,774
Mar 31, 2026
$67,126
Mar 1, 2026
$64,126
Market Index
2020 Volvo VNR 640 D13
Median Price
$39,250
This listing
40% above market median
Active listings
129
2022 Volvo VNL 860
$69,999
489,506 mi
Bolingbrook, IL
Arrow Truck Sales Bolingbrook
2020 Volvo VNL 860
$45,999
582,632 mi
Fontana, CA
Arrow Truck Sales Fontana
2019 Volvo VNL 760
$39,950
597,643 mi
Elizabeth, NJ
Arrow Truck Sales Elizabeth
2022 Volvo VNL 860
$69,999
445,344 mi
Elizabeth, NJ
Arrow Truck Sales Elizabeth
2019 Volvo VNL 860
$47,999
543,523 mi
Fontana, CA
Arrow Truck Sales Fontana
2019 Volvo VNL 860
$47,999
559,561 mi
Fontana, CA
Arrow Truck Sales Fontana
2022 Volvo VNL 860
$69,999
489,506 mi
Bolingbrook, IL
Arrow Truck Sales Bolingbrook
2020 Volvo VNL 860
$45,999
582,632 mi
Fontana, CA
Arrow Truck Sales Fontana
2019 Volvo VNL 760
$39,950
597,643 mi
Elizabeth, NJ
Arrow Truck Sales Elizabeth
2022 Volvo VNL 860
$69,999
445,344 mi
Elizabeth, NJ
Arrow Truck Sales Elizabeth
2019 Volvo VNL 860
$47,999
543,523 mi
Fontana, CA
Arrow Truck Sales Fontana
2019 Volvo VNL 860
$47,999
559,561 mi
Fontana, CA
Arrow Truck Sales Fontana