Miles
198,354 mi
Year
2021
Engine
Isuzu 4HK1TC
Horsepower
215 HP
Transmission
Automatic
Axle Config
6x4
Penske Used Trucks
Rochester, NY
1 / 10VIN
JALC4W165M7005858
NHTSA VerifiedStock #
penske-406293
Dealer
Penske Used Trucks
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2021 Isuzu NPR · 198,354 mi
Est. monthly
$374.36
Pre-tax purchase price
$1,925
Owner-ops: 10–20% typical
Prime 7–9% · Median 9–12% · Subprime 14%+
Deducted from financed amount
Drives Federal Excise Tax (FET)
Skip if straight truck under 33k GVWR or trailer under 26k GVWR.
Off — used vehicles are exempt
$0
Often 0% for interstate commercial use
Some states cap (CA $85, NY $75)
State title + lien fee
Lowers monthly; paid as lump at term
Amount financed
$17,825
Total interest
$4,636
Total cost
$24,386
Effective / month
$374.36
Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.
Apr 22, 2026
$19,250
Mar 17, 2026
$23,250
Market Index
2021 Isuzu NPR 4HK1TC
Median Price
$23,250
This listing
17% below market median
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