Year
2021
Engine
Cummins X15
Horsepower
450 HP
Transmission
Manual
Axle Config
6x4
Fuel
Diesel
MHC Kenworth
Alvarado, TX
1 / 19VIN
1XKYD49X5MJ461648
NHTSA VerifiedStock #
mhc-0619823
Dealer
MHC Kenworth
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2021 Kenworth T680
Est. monthly
$860.13
Pre-tax purchase price
$4,495
Owner-ops: 10–20% typical
Prime 7–9% · Median 9–12% · Subprime 14%+
Deducted from financed amount
Drives Federal Excise Tax (FET)
Skip if straight truck under 33k GVWR or trailer under 26k GVWR.
Off — used vehicles are exempt
$0
Often 0% for interstate commercial use
Some states cap (CA $85, NY $75)
State title + lien fee
Lowers monthly; paid as lump at term
Amount financed
$40,955
Total interest
$10,653
Total cost
$56,103
Effective / month
$860.13
Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.
Apr 10, 2026
$44,950
Mar 27, 2026
$47,950
Market Index
2021 Kenworth T680 X15
Median Price
$54,900
This listing
18% below market median
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