2021 Volvo VNR 640

$39,500

UsedClass 8Sleeper Truck

Clarksville, IN

Miles

278,335 mi

Year

2021

Engine

Volvo D13

Horsepower

405 HP

Transmission

Automated Manual

Axle Config

6x4

Specifications

Engine

Make: Volvo
Model: D13
HP: 405
Displacement: 12.8L
Fuel: Diesel

Drivetrain

Transmission: Automated Manual

Dealer

McMahon Truck Centers

Clarksville, IN

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2021 Volvo VNR 640

$39,500

UsedClass 8Sleeper Truck

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Clarksville, IN

Chassis

Wheelbase: 172"
GVWR: 33,001 lbs

Details

Mileage: 278,335 mi
Body Type: Truck-Tractor

VIN

4V4WC9EG2MN270565

NHTSA Verified

Stock #

mcmahon-7858669

Dealer

McMahon Truck Centers

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Market Index

2021 Volvo VNR 640 D13

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Median Price

$32,250

This listing

22% above market median

Active listings

Specifications

Engine

Make: Volvo
Model: D13
HP: 405
Displacement: 12.8L
Fuel: Diesel

Drivetrain

Transmission: Automated Manual
Trans. Model: i-shift
Speeds: 12
Axle Config: 6x4
Rear Ratio: 1

Chassis

Wheelbase: 172"
GVWR: 33,001 lbs

Details

Mileage: 278,335 mi
Body Type: Truck-Tractor

Finance calculator

2021 Volvo VNR 640 · 278,335 mi

Est. monthly

$757.12

Vehicle price

Pre-tax purchase price

Term (months)

Down payment (10%)

$3,950

Owner-ops: 10–20% typical

APR (9.50%)

Prime 7–9% · Median 9–12% · Subprime 14%+

Trade-in value

Deducted from financed amount

Condition

Drives Federal Excise Tax (FET)

Federal Excise Tax (FET)

FET applies$0

Skip if straight truck under 33k GVWR or trailer under 26k GVWR.

Off — used vehicles are exempt

Sales tax (0.00%)

Often 0% for interstate commercial use

Doc fee

Some states cap (CA $85, NY $75)

Title + registration

State title + lien fee

Balloon payment at end

Lowers monthly; paid as lump at term

Apply Section 179 first-year deduction

Heavy trucks (GVWR > 14,000 lbs) qualify for full deduction up to $1,220,000 in 2026. Assumes purchase in service this tax year. Consult a CPA.

Amount financed

$36,050

Total interest

$9,377

Total cost

$49,377

Effective / month

$757.12

Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.