Miles
105,612 mi
Year
2022
Engine
Cummins B6.7
Horsepower
220 HP
Transmission
Automated Manual
Axle Config
6x4
Penske Used Trucks
Loveland, CO
1 / 10VIN
3ALACWFC3NDMV5346
NHTSA VerifiedStock #
penske-396064
Dealer
Penske Used Trucks
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2022 Freightliner M2 106 · 105,612 mi
Est. monthly
$1,376.15
Pre-tax purchase price
$7,225
Owner-ops: 10–20% typical
Prime 7–9% · Median 9–12% · Subprime 14%+
Deducted from financed amount
Drives Federal Excise Tax (FET)
Skip if straight truck under 33k GVWR or trailer under 26k GVWR.
Off — used vehicles are exempt
$0
Often 0% for interstate commercial use
Some states cap (CA $85, NY $75)
State title + lien fee
Lowers monthly; paid as lump at term
Amount financed
$65,525
Total interest
$17,044
Total cost
$89,794
Effective / month
$1,376.15
Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.
Apr 14, 2026
$72,250
Mar 24, 2026
$69,500
Mar 13, 2026
$71,500
Market Index
2022 Freightliner M2 106 B6.7
Median Price
$59,750
This listing
21% above market median
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