Miles
31,722 mi
Year
2022
Engine
Isuzu 4HK1TC
Horsepower
215 HP
Transmission
Automatic
Axle Config
6x4
Penske Used Trucks
Boise, ID
1 / 10VIN
JALC4W162N7K02701
NHTSA VerifiedStock #
penske-430409
Dealer
Penske Used Trucks
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2022 Isuzu · 31,722 mi
Est. monthly
$1,097.35
Pre-tax purchase price
$5,750
Owner-ops: 10–20% typical
Prime 7–9% · Median 9–12% · Subprime 14%+
Deducted from financed amount
Drives Federal Excise Tax (FET)
Skip if straight truck under 33k GVWR or trailer under 26k GVWR.
Off — used vehicles are exempt
$0
Often 0% for interstate commercial use
Some states cap (CA $85, NY $75)
State title + lien fee
Lowers monthly; paid as lump at term
Amount financed
$52,250
Total interest
$13,591
Total cost
$71,591
Effective / month
$1,097.35
Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.
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