2022 Volvo VNL 860

$85,900

UsedClass 8Sleeper Truck

Seattle, WA

Miles

432,602 mi

Year

2022

Engine

Volvo D13

Horsepower

455 HP

Axle Config

6x4

Fuel

Diesel

Description

GREY, 231" WB, Workstation, Bunk heater, Remaining 500K warranty, D13, AUTO, Air ride, 455 HP

Specifications

Engine

Make: Volvo
Model: D13
HP: 455
Displacement: 12.8L
Fuel: Diesel

Drivetrain

Axle Config: 6x4

Dealer

"TEC

Seattle, WA

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2022 Volvo VNL 860

$85,900

UsedClass 8Sleeper Truck

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Seattle, WA

Details

Mileage: 432,602 mi
Body Type: Truck-Tractor

VIN

4V4NC9EH9NN289913

NHTSA Verified

Stock #

tec-US3990

Dealer

"TEC

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Market Index

2022 Volvo VNL 860 D13

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Median Price

$74,900

This listing

15% above market median

Active listings

Specifications

Engine

Make: Volvo
Model: D13
HP: 455
Displacement: 12.8L
Fuel: Diesel

Drivetrain

Axle Config: 6x4

Chassis

GVWR: 33,001 lbs

Details

Mileage: 432,602 mi
Body Type: Truck-Tractor

Description

GREY, 231" WB, Workstation, Bunk heater, Remaining 500K warranty, D13, AUTO, Air ride, 455 HP

Finance calculator

2022 Volvo VNL 860 · 432,602 mi

Est. monthly

$1,634.15

Vehicle price

Pre-tax purchase price

Term (months)

Down payment (10%)

$8,590

Owner-ops: 10–20% typical

APR (9.50%)

Prime 7–9% · Median 9–12% · Subprime 14%+

Trade-in value

Deducted from financed amount

Condition

Drives Federal Excise Tax (FET)

Federal Excise Tax (FET)

FET applies$0

Skip if straight truck under 33k GVWR or trailer under 26k GVWR.

Off — used vehicles are exempt

Sales tax (0.00%)

Often 0% for interstate commercial use

Doc fee

Some states cap (CA $85, NY $75)

Title + registration

State title + lien fee

Balloon payment at end

Lowers monthly; paid as lump at term

Apply Section 179 first-year deduction

Heavy trucks (GVWR > 14,000 lbs) qualify for full deduction up to $1,220,000 in 2026. Assumes purchase in service this tax year. Consult a CPA.

Amount financed

$77,810

Total interest

$20,239

Total cost

$106,639

Effective / month

$1,634.15

Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.