Miles
434,418 mi
Year
2023
Engine
Volvo D13
Horsepower
405 HP
Axle Config
6x4
Fuel
Diesel
Truck Country
1 / 6VIN
4V4WC9EG2PN290349
NHTSA VerifiedStock #
bznrd-116704
Dealer
Truck Country
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2023 Volvo VNR 640 · 434,418 mi
Est. monthly
$1,142.71
Pre-tax purchase price
$5,990
Owner-ops: 10–20% typical
Prime 7–9% · Median 9–12% · Subprime 14%+
Deducted from financed amount
Drives Federal Excise Tax (FET)
Skip if straight truck under 33k GVWR or trailer under 26k GVWR.
Off — used vehicles are exempt
$0
Often 0% for interstate commercial use
Some states cap (CA $85, NY $75)
State title + lien fee
Lowers monthly; paid as lump at term
Amount financed
$54,410
Total interest
$14,153
Total cost
$74,553
Effective / month
$1,142.71
Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.
Market Index
2023 Volvo VNR 640 D13
Median Price
$58,400
This listing
Near market median
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