2025 Volvo VNR 640

$175,000

UsedClass 8Dump Truck

SAVANNAH, GA

Miles

1,134 mi

Year

2025

Engine

Volvo D11

Horsepower

425 HP

Transmission

Automated Manual

Axle Config

6x4

Description

Ready to work!!! Excellent truck with insulated Georgia Spec Ox Dump Body. Upgraded Suspension: 46k Rears - 20k Front.

Specifications

Engine

Make: Volvo
Model: D11
HP: 425
Displacement: 10.8L
Fuel: Diesel

Drivetrain

Transmission: Automated Manual

Dealer

"Vanguard

SAVANNAH, GA

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2025 Volvo VNR 640

$175,000

UsedClass 8Dump Truck

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SAVANNAH, GA

Chassis

Wheelbase: 202"
GVWR: 66,000 lbs
Front Axle: 19,900 lbs
Rear Axle: 46,000 lbs

Equipment

Engine Brake: Yes

Details

Mileage: 1,134 mi
Body Type: Incomplete - Commercial Chassis

VIN

4V5WC9DH5SN691439

NHTSA Verified

Stock #

vanguard-1219361

Dealer

"Vanguard

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Market Index

2025 Volvo VNR 640 D11

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Median Price

$175,000

This listing

Near market median

Active listings

Specifications

Engine

Make: Volvo
Model: D11
HP: 425
Displacement: 10.8L
Fuel: Diesel

Drivetrain

Transmission: Automated Manual
Axle Config: 6x4
Rear Ratio: 3.73

Chassis

Wheelbase: 202"
GVWR: 66,000 lbs
Front Axle: 19,900 lbs
Rear Axle: 46,000 lbs

Equipment

Engine Brake: Yes

Details

Mileage: 1,134 mi
Body Type: Incomplete - Commercial Chassis

Description

Ready to work!!! Excellent truck with insulated Georgia Spec Ox Dump Body. Upgraded Suspension: 46k Rears - 20k Front.

Finance calculator

2025 Volvo VNR 640 · 1,134 mi

Est. monthly

$3,318.29

Vehicle price

Pre-tax purchase price

Term (months)

Down payment (10%)

$17,500

Owner-ops: 10–20% typical

APR (9.50%)

Prime 7–9% · Median 9–12% · Subprime 14%+

Trade-in value

Deducted from financed amount

Condition

Drives Federal Excise Tax (FET)

Federal Excise Tax (FET)

FET applies$0

Skip if straight truck under 33k GVWR or trailer under 26k GVWR.

Off — used vehicles are exempt

Sales tax (0.00%)

Often 0% for interstate commercial use

Doc fee

Some states cap (CA $85, NY $75)

Title + registration

State title + lien fee

Balloon payment at end

Lowers monthly; paid as lump at term

Apply Section 179 first-year deduction

Heavy trucks (GVWR > 14,000 lbs) qualify for full deduction up to $1,220,000 in 2026. Assumes purchase in service this tax year. Consult a CPA.

Amount financed

$158,000

Total interest

$41,098

Total cost

$216,598

Effective / month

$3,318.29

Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.