2025 Volvo VNR 640

$161,975

UsedClass 8Day Cab

Omaha, NE

Miles

370 mi

Year

2025

Engine

Volvo D13

Horsepower

425 HP

Transmission

Automated Manual

Axle Config

6x4

Description

PRICE INCLUDES WET KIT ALREADY INSTALLED

Specifications

Engine

Make: Volvo
Model: D13
HP: 425
Displacement: 12.8L
Fuel: Diesel

Drivetrain

Transmission: Automated Manual

Dealer

"TEC

Omaha, NE

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2025 Volvo VNR 640

$161,975

UsedClass 8Day Cab

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Omaha, NE

Chassis

GVWR: 33,001 lbs

Details

Mileage: 370 mi
Body Type: Truck-Tractor

VIN

4V4WC9EH6SN689427

NHTSA Verified

Stock #

tec-VMH1426

Dealer

"TEC

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Market Index

2025 Volvo VNR 640 D13

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Median Price

$158,488

This listing

Near market median

Active listings

Specifications

Engine

Make: Volvo
Model: D13
HP: 425
Displacement: 12.8L
Fuel: Diesel

Drivetrain

Transmission: Automated Manual
Axle Config: 6x4
Rear Ratio: 2.64

Chassis

GVWR: 33,001 lbs

Details

Mileage: 370 mi
Body Type: Truck-Tractor

Description

PRICE INCLUDES WET KIT ALREADY INSTALLED

Finance calculator

2025 Volvo VNR 640 · 370 mi

Est. monthly

$3,072.10

Vehicle price

Pre-tax purchase price

Term (months)

Down payment (10%)

$16,198

Owner-ops: 10–20% typical

APR (9.50%)

Prime 7–9% · Median 9–12% · Subprime 14%+

Trade-in value

Deducted from financed amount

Condition

Drives Federal Excise Tax (FET)

Federal Excise Tax (FET)

FET applies$0

Skip if straight truck under 33k GVWR or trailer under 26k GVWR.

Off — used vehicles are exempt

Sales tax (0.00%)

Often 0% for interstate commercial use

Doc fee

Some states cap (CA $85, NY $75)

Title + registration

State title + lien fee

Balloon payment at end

Lowers monthly; paid as lump at term

Apply Section 179 first-year deduction

Heavy trucks (GVWR > 14,000 lbs) qualify for full deduction up to $1,220,000 in 2026. Assumes purchase in service this tax year. Consult a CPA.

Amount financed

$146,278

Total interest

$38,048

Total cost

$200,523

Effective / month

$3,072.10

Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.