2025 Volvo VNL 860

$185,950

UsedClass 8Sleeper Truck

Fontana, CA

Miles

1 mi

Year

2025

Engine

Volvo D13TC

Horsepower

455 HP

Transmission

Automated Manual

Axle Config

6x4

Description

NEW VOLVO 2025 VNL860. LOADED! D13TC 455HP, 12-SPEED ISHIFT, ULTIMATE INTERIOR/EXTERIOR, 13.2K FA, 2.64 RATIO, 38K RA, 232 WB, 275 FUEL TANKS, PAINTED FAIRINGS, UPGRADED X5 LEATHER SEATS, INFOTAINMENT SYSTEM W NAVIGATION, WIRELES CHARGING, PARKING COOLER/HEATER, FOR SALE IN CA BEIGE/BROWN CAB COLOR

Specifications

Engine

Make: Volvo
Model: D13TC
HP: 455
Displacement: 12.8L
Fuel: Diesel

Drivetrain

Transmission: Automated Manual

Dealer

"TEC

Fontana, CA

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2025 Volvo VNL 860

$185,950

UsedClass 8Sleeper Truck

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Fontana, CA

Chassis

GVWR: 33,001 lbs

Details

Mileage: 1 mi
Body Type: Truck-Tractor

VIN

4V4BC9EHXSN692409

NHTSA Verified

Stock #

tec-VB6670

Dealer

"TEC

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Market Index

2025 Volvo VNL 860 D13TC

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Median Price

$192,950

This listing

Near market median

Active listings

Specifications

Engine

Make: Volvo
Model: D13TC
HP: 455
Displacement: 12.8L
Fuel: Diesel

Drivetrain

Transmission: Automated Manual
Axle Config: 6x4
Rear Ratio: 2.64

Chassis

GVWR: 33,001 lbs

Details

Mileage: 1 mi
Body Type: Truck-Tractor

Description

Finance calculator

2025 Volvo VNL 860 · 1 mi

Est. monthly

$3,525.27

Vehicle price

Pre-tax purchase price

Term (months)

Down payment (10%)

$18,595

Owner-ops: 10–20% typical

APR (9.50%)

Prime 7–9% · Median 9–12% · Subprime 14%+

Trade-in value

Deducted from financed amount

Condition

Drives Federal Excise Tax (FET)

Federal Excise Tax (FET)

FET applies$0

Skip if straight truck under 33k GVWR or trailer under 26k GVWR.

Off — used vehicles are exempt

Sales tax (0.00%)

Often 0% for interstate commercial use

Doc fee

Some states cap (CA $85, NY $75)

Title + registration

State title + lien fee

Balloon payment at end

Lowers monthly; paid as lump at term

Apply Section 179 first-year deduction

Heavy trucks (GVWR > 14,000 lbs) qualify for full deduction up to $1,220,000 in 2026. Assumes purchase in service this tax year. Consult a CPA.

Amount financed

$167,855

Total interest

$43,661

Total cost

$230,111

Effective / month

$3,525.27

Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.