2026 Volvo VNL 860

$195,999

UsedClass 8Sleeper Truck

Fontana, CA

Miles

2 mi

Year

2026

Engine

Volvo D13

Horsepower

500 HP

Transmission

Automated Manual

Axle Config

6x4

Description

EPA ONLY 2026 NEW VNL860, RED, COMPLETELY LOADED ULTIMATE TRIM INSIDE AND OUT, VADA, DT13TC 500/1850 EPA24, 13.2K FA, 40K RA, 2.15 RATIO, 234 WB, 275 FUEL TANKS, 12" AIR SLIDE FIFTH WHEEL, X5 LEATHER SEATS, DOUBLE BUNK, INVERTER, CAB PARKING COOLER/HEATER, FRIDGE FOR REGISTRATION OUTSIDE CA ONLY

Specifications

Engine

Make: Volvo
Model: D13
HP: 500
Displacement: 12.8L
Fuel: Diesel

Drivetrain

Transmission: Automated Manual

Dealer

"TEC

Fontana, CA

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2026 Volvo VNL 860

$195,999

UsedClass 8Sleeper Truck

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Fontana, CA

Chassis

GVWR: 33,001 lbs

Details

Mileage: 2 mi
Body Type: Truck-Tractor

VIN

4V4BC9EJXTN717121

NHTSA Verified

Stock #

tec-VC9734

Dealer

"TEC

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Market Index

2026 Volvo VNL 860 D13

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Median Price

$195,499

This listing

Near market median

Active listings

518

Specifications

Engine

Make: Volvo
Model: D13
HP: 500
Displacement: 12.8L
Fuel: Diesel

Drivetrain

Transmission: Automated Manual
Axle Config: 6x4
Rear Ratio: 2.15

Chassis

GVWR: 33,001 lbs

Details

Mileage: 2 mi
Body Type: Truck-Tractor

Description

Features

InverterRefrigerator

Finance calculator

2026 Volvo VNL 860 · 2 mi

Est. monthly

$3,715.21

Vehicle price

Pre-tax purchase price

Term (months)

Down payment (10%)

$19,600

Owner-ops: 10–20% typical

APR (9.50%)

Prime 7–9% · Median 9–12% · Subprime 14%+

Trade-in value

Deducted from financed amount

Condition

Drives Federal Excise Tax (FET)

Federal Excise Tax (FET)

FET applies$0

Skip if straight truck under 33k GVWR or trailer under 26k GVWR.

Off — used vehicles are exempt

Sales tax (0.00%)

Often 0% for interstate commercial use

Doc fee

Some states cap (CA $85, NY $75)

Title + registration

State title + lien fee

Balloon payment at end

Lowers monthly; paid as lump at term

Apply Section 179 first-year deduction

Heavy trucks (GVWR > 14,000 lbs) qualify for full deduction up to $1,220,000 in 2026. Assumes purchase in service this tax year. Consult a CPA.

Amount financed

$176,899

Total interest

$46,014

Total cost

$242,513

Effective / month

$3,715.21

Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.