Miles
27 mi
Year
2026
Engine
Volvo D13
Horsepower
455 HP
Transmission
Automated Manual
Axle Config
6x4
"TEC
Sioux Falls, SD
VIN
4V4BC9EH5TN700885
NHTSA VerifiedStock #
tec-VSF1246
Dealer
"TEC
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2026 Volvo VNL 860 · 27 mi
Est. monthly
$3,599.93
Pre-tax purchase price
$18,990
Owner-ops: 10–20% typical
Prime 7–9% · Median 9–12% · Subprime 14%+
Deducted from financed amount
Drives Federal Excise Tax (FET)
Skip if straight truck under 33k GVWR or trailer under 26k GVWR.
Off — used vehicles are exempt
$0
Often 0% for interstate commercial use
Some states cap (CA $85, NY $75)
State title + lien fee
Lowers monthly; paid as lump at term
Amount financed
$171,410
Total interest
$44,586
Total cost
$234,986
Effective / month
$3,599.93
Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.
Mar 4, 2026
$189,900
Feb 24, 2026
$189,900
Market Index
2026 Volvo VNL 860 D13
Median Price
$195,499
This listing
Near market median
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