Miles
198,874 mi
Year
2020
Engine
Isuzu 4HK1-TC
Horsepower
210 HP
Transmission
Automatic
Axle Config
4x2
Ryder Used Trucks
Bensalem, PA
1 / 12VIN
JALC4W163L7010345
NHTSA VerifiedStock #
ryder-265061
Dealer
Ryder Used Trucks
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2020 Isuzu NPR · 198,874 mi
Est. monthly
$293.93
Pre-tax purchase price
$1,500
Owner-ops: 10–20% typical
Prime 7–9% · Median 9–12% · Subprime 14%+
Deducted from financed amount
Drives Federal Excise Tax (FET)
Skip if straight truck under 33k GVWR or trailer under 26k GVWR.
Off — used vehicles are exempt
$0
Often 0% for interstate commercial use
Some states cap (CA $85, NY $75)
State title + lien fee
Lowers monthly; paid as lump at term
Amount financed
$13,996
Total interest
$3,640
Total cost
$19,135
Effective / month
$293.93
Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.
Market Index
2020 Isuzu NPR 4HK1-TC
Median Price
$28,059
This listing
47% below market median
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