Year
2015
Ryder Used Trucks
Syracuse, NY
1 / 7VIN
2M5921463F1148287
NHTSA VerifiedStock #
ryder-641406
Dealer
Ryder Used Trucks
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2015 Manac
Est. monthly
$273.05
Pre-tax purchase price
$1,389
Owner-ops: 10–20% typical
Prime 7–9% · Median 9–12% · Subprime 14%+
Deducted from financed amount
Drives Federal Excise Tax (FET)
Skip if straight truck under 33k GVWR or trailer under 26k GVWR.
Off — used vehicles are exempt
$0
Often 0% for interstate commercial use
Some states cap (CA $85, NY $75)
State title + lien fee
Lowers monthly; paid as lump at term
Amount financed
$13,001
Total interest
$3,382
Total cost
$17,772
Effective / month
$273.05
Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.
