Miles
103,008 mi
Year
2016
Engine
Cummins Cummins ISL
Horsepower
310 HP
Transmission
Manual
Axle Config
4x2
Ryder Used Trucks
Springfield, MA
1 / 12VIN
1FVACXCYXGHHJ3674
NHTSA VerifiedStock #
ryder-648699
Dealer
Ryder Used Trucks
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2016 Freightliner M2 106 · 103,008 mi
Est. monthly
$463.67
Pre-tax purchase price
$2,398
Owner-ops: 10–20% typical
Prime 7–9% · Median 9–12% · Subprime 14%+
Deducted from financed amount
Drives Federal Excise Tax (FET)
Skip if straight truck under 33k GVWR or trailer under 26k GVWR.
Off — used vehicles are exempt
$0
Often 0% for interstate commercial use
Some states cap (CA $85, NY $75)
State title + lien fee
Lowers monthly; paid as lump at term
Amount financed
$22,078
Total interest
$5,743
Total cost
$30,218
Effective / month
$463.67
Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.
Mar 10, 2026
$23,975
Mar 1, 2026
$26,975
Market Index
2016 Freightliner M2 106 Cummins ISL
Median Price
$43,987
This listing
45% below market median
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Penske Used Trucks
2014 Freightliner M2 106
$18,000
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Penske Used Trucks
2017 Freightliner M2 106
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