2018 Volvo VNR 640

$34,900

UsedClass 8Day Cab

Stockton, CA

Miles

550,656 mi

Year

2018

Engine

Volvo D13

Horsepower

425 HP

Transmission

Automatic

Axle Config

6x4

Description

90 DAY LIMITED WARRANTY INCLUDED! COVERS ENGINE, TRANSMISSION, DIFFERENTIALS, TURBO, AFTER TREATMENT SYSTEM AND MORE! EQUIPPED WITH: AIR SLIDING 5TH WHEEL, 6X4 POWER DIVIDER, LED HEADLIGHTS, FOG LIGHTS, HOOD MIRRORS, CAB WINDOW, CATWALK, CAB SUN VISOR, AIR SUSPENSION DUMP, POWER WINDOWS, BT/USB/AUX RADIO, HILL START ASSIST, PINTLE HOOK, AND MORE! PREVIOUS TEC LEASING UNIT - SERVICED AND MAINTAINED! ASK ABOUT ADDING OR UPGRADING EXTENDED WARRANTY OPTIONS FOR UP TO 3 YEARS! NOW OFFERING VOLVO CERTIFIED EXTENDED WARRANTY!

Specifications

Engine

Make: Volvo
Model: D13
HP: 425
Displacement: 13L
Fuel: Diesel

Drivetrain

Transmission: Automatic

Dealer

"TEC

Stockton, CA

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2018 Volvo VNR 640

$34,900

UsedClass 8Day Cab

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Stockton, CA

Market Index

2018 Volvo VNR 640 D13

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Median Price

$34,900

This listing

Near market median

Active listings

Description

Finance calculator

2018 Volvo VNR 640 · 550,656 mi

Est. monthly

$670.17

Vehicle price

Pre-tax purchase price

Term (months)

Down payment (10%)

$3,490

Owner-ops: 10–20% typical

APR (9.50%)

Prime 7–9% · Median 9–12% · Subprime 14%+

Trade-in value

Deducted from financed amount

Condition

Drives Federal Excise Tax (FET)

Federal Excise Tax (FET)

FET applies$0

Skip if straight truck under 33k GVWR or trailer under 26k GVWR.

Off — used vehicles are exempt

Sales tax (0.00%)

Often 0% for interstate commercial use

Doc fee

Some states cap (CA $85, NY $75)

Title + registration

State title + lien fee

Balloon payment at end

Lowers monthly; paid as lump at term

Apply Section 179 first-year deduction

Heavy trucks (GVWR > 14,000 lbs) qualify for full deduction up to $1,220,000 in 2026. Assumes purchase in service this tax year. Consult a CPA.

Amount financed

$31,910

Total interest

$8,300

Total cost

$43,700

Effective / month

$670.17

Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.