Miles
497,597 mi
Year
2019
Engine
Cummins X15, Signature
Transmission
Automatic
Axle Config
6x4
Fuel
Diesel
Ryder Used Trucks
Springfield, MA
1 / 8VIN
3HCDZAPR1KL300320
NHTSA VerifiedStock #
ryder-863945
Dealer
Ryder Used Trucks
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2019 International LT · 497,597 mi
Est. monthly
$539.65
Pre-tax purchase price
$2,800
Owner-ops: 10–20% typical
Prime 7–9% · Median 9–12% · Subprime 14%+
Deducted from financed amount
Drives Federal Excise Tax (FET)
Skip if straight truck under 33k GVWR or trailer under 26k GVWR.
Off — used vehicles are exempt
$0
Often 0% for interstate commercial use
Some states cap (CA $85, NY $75)
State title + lien fee
Lowers monthly; paid as lump at term
Amount financed
$25,696
Total interest
$6,684
Total cost
$35,179
Effective / month
$539.65
Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.
Apr 28, 2026
$27,995
Apr 14, 2026
$26,444
Mar 3, 2026
$26,500
Market Index
2019 International LT X15, Signature
Median Price
$37,495
This listing
25% below market median
Active listings
253