Miles
506,415 mi
Year
2019
Engine
Volvo D13
Horsepower
435 HP
Axle Config
6x4
Fuel
Diesel
Bergey's Truck Centers
1 / 6VIN
4V4WC9EH6KN222962
NHTSA VerifiedStock #
bznrd-104388
Dealer
Bergey's Truck Centers
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2019 Volvo VNR 640 · 506,415 mi
Est. monthly
$577.49
Pre-tax purchase price
$3,000
Owner-ops: 10–20% typical
Prime 7–9% · Median 9–12% · Subprime 14%+
Deducted from financed amount
Drives Federal Excise Tax (FET)
Skip if straight truck under 33k GVWR or trailer under 26k GVWR.
Off — used vehicles are exempt
$0
Often 0% for interstate commercial use
Some states cap (CA $85, NY $75)
State title + lien fee
Lowers monthly; paid as lump at term
Amount financed
$27,497
Total interest
$7,152
Total cost
$37,649
Effective / month
$577.49
Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.
Mar 30, 2026
$29,997
Mar 4, 2026
$29,999
Market Index
2019 Volvo VNR 640 D13
Median Price
$41,450
This listing
28% below market median
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