Miles
222,433 mi
Year
2020
Engine
Cummins L9
Transmission
Automatic
Axle Config
4x2
Fuel
Diesel
Ryder Used Trucks
Springfield, MA
1 / 12VIN
3ALACXFEXLDLT8206
NHTSA VerifiedStock #
ryder-231401
Dealer
Ryder Used Trucks
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2020 Freightliner M2 106 · 222,433 mi
Est. monthly
$852.21
Pre-tax purchase price
$4,453
Owner-ops: 10–20% typical
Prime 7–9% · Median 9–12% · Subprime 14%+
Deducted from financed amount
Drives Federal Excise Tax (FET)
Skip if straight truck under 33k GVWR or trailer under 26k GVWR.
Off — used vehicles are exempt
$0
Often 0% for interstate commercial use
Some states cap (CA $85, NY $75)
State title + lien fee
Lowers monthly; paid as lump at term
Amount financed
$40,578
Total interest
$10,555
Total cost
$55,586
Effective / month
$852.21
Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.
Apr 22, 2026
$44,531
Mar 10, 2026
$40,495
Mar 8, 2026
$41,531
Mar 1, 2026
$42,495
Market Index
2020 Freightliner M2 106 Cummins L9
Median Price
$53,702
This listing
17% below market median
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