Miles
134,839 mi
Year
2020
Engine
Hino J08E-VB
Horsepower
260 HP
Transmission
Automated Manual
Axle Config
6x4
Penske Used Trucks
Pharr, TX
1 / 10VIN
5PVNV8JV3L4S59501
NHTSA VerifiedStock #
penske-347832
Dealer
Penske Used Trucks
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2020 Hino 338 · 134,839 mi
Est. monthly
$927.23
Pre-tax purchase price
$4,850
Owner-ops: 10–20% typical
Prime 7–9% · Median 9–12% · Subprime 14%+
Deducted from financed amount
Drives Federal Excise Tax (FET)
Skip if straight truck under 33k GVWR or trailer under 26k GVWR.
Off — used vehicles are exempt
$0
Often 0% for interstate commercial use
Some states cap (CA $85, NY $75)
State title + lien fee
Lowers monthly; paid as lump at term
Amount financed
$44,150
Total interest
$11,484
Total cost
$60,484
Effective / month
$927.23
Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.
Market Index
2020 Hino 338 J08E-VB
Median Price
$38,500
This listing
26% above market median
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$36,000
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