Miles
490,757 mi
Year
2020
Engine
Cummins X15
Horsepower
450 HP
Transmission
Automatic
Axle Config
6x4
Penske Used Trucks
White Deer, PA
1 / 10VIN
3HSDZAPR5LN821812
NHTSA VerifiedStock #
penske-304740
Dealer
Penske Used Trucks
By submitting this form you agree to receive SMS and email from this dealer regarding your inquiry. Msg & data rates may apply. Reply STOP to opt out at any time.
Get notified about trucks like this
We'll email you when similar listings are added or prices drop.
2020 International LT · 490,757 mi
Est. monthly
$572.83
Pre-tax purchase price
$2,975
Owner-ops: 10–20% typical
Prime 7–9% · Median 9–12% · Subprime 14%+
Deducted from financed amount
Drives Federal Excise Tax (FET)
Skip if straight truck under 33k GVWR or trailer under 26k GVWR.
Off — used vehicles are exempt
$0
Often 0% for interstate commercial use
Some states cap (CA $85, NY $75)
State title + lien fee
Lowers monthly; paid as lump at term
Amount financed
$27,275
Total interest
$7,095
Total cost
$37,345
Effective / month
$572.83
Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.
Market Index
2020 International LT X15
Median Price
$36,500
This listing
18% below market median
Active listings
101