2020 Isuzu NQR

$48,500

UsedClass 5Reefer Truck

West Babylon, NY

Miles

112,858 mi

Year

2020

Engine

Isuzu 4HK1TC

Horsepower

215 HP

Transmission

Automatic

Axle Config

6x4

Specifications

Engine

Make: Isuzu
Model: 4HK1TC
HP: 215
Displacement: 5.2L
Fuel: Diesel

Drivetrain

Transmission: Automatic

Dealer

Penske Used Trucks

West Babylon, NY

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2020 Isuzu NQR

$48,500

UsedClass 5Reefer Truck

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West Babylon, NY

Chassis

Wheelbase: 150"
GVWR: 17,950 lbs
Front Axle: 6,830 lbs
Rear Axle: 12,980 lbs
Susp. Rear: Spring

Details

Mileage: 112,858 mi
Body Type: Incomplete - Chassis Cab (Single Cab)

VIN

JALE5W165L7901257

NHTSA Verified

Stock #

penske-366765

Dealer

Penske Used Trucks

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Market Index

2020 Isuzu NQR 4HK1TC

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Median Price

$44,000

This listing

10% above market median

Active listings

Specifications

Engine

Make: Isuzu
Model: 4HK1TC
HP: 215
Displacement: 5.2L
Fuel: Diesel

Drivetrain

Transmission: Automatic
Axle Config: 6x4
Rear Ratio: 5.12

Chassis

Wheelbase: 150"
GVWR: 17,950 lbs
Front Axle: 6,830 lbs
Rear Axle: 12,980 lbs
Susp. Rear: Spring

Details

Mileage: 112,858 mi
Body Type: Incomplete - Chassis Cab (Single Cab)

Finance calculator

2020 Isuzu NQR · 112,858 mi

Est. monthly

$927.23

Vehicle price

Pre-tax purchase price

Term (months)

Down payment (10%)

$4,850

Owner-ops: 10–20% typical

APR (9.50%)

Prime 7–9% · Median 9–12% · Subprime 14%+

Trade-in value

Deducted from financed amount

Condition

Drives Federal Excise Tax (FET)

Federal Excise Tax (FET)

FET applies$0

Skip if straight truck under 33k GVWR or trailer under 26k GVWR.

Off — used vehicles are exempt

Sales tax (0.00%)

Often 0% for interstate commercial use

Doc fee

Some states cap (CA $85, NY $75)

Title + registration

State title + lien fee

Balloon payment at end

Lowers monthly; paid as lump at term

Apply Section 179 first-year deduction

Heavy trucks (GVWR > 14,000 lbs) qualify for full deduction up to $1,220,000 in 2026. Assumes purchase in service this tax year. Consult a CPA.

Amount financed

$44,150

Total interest

$11,484

Total cost

$60,484

Effective / month

$927.23

Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.