Miles
414,711 mi
Year
2020
Engine
PACCAR MX/MX-13
Horsepower
405 HP
Transmission
Manual
Axle Config
6x4
Ryder Used Trucks
St. Rose, LA
1 / 12VIN
1XKYDP9X0LJ434132
NHTSA VerifiedStock #
ryder-294704
Dealer
Ryder Used Trucks
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2020 Kenworth T680 · 414,711 mi
Est. monthly
$1,188.57
Pre-tax purchase price
$6,233
Owner-ops: 10–20% typical
Prime 7–9% · Median 9–12% · Subprime 14%+
Deducted from financed amount
Drives Federal Excise Tax (FET)
Skip if straight truck under 33k GVWR or trailer under 26k GVWR.
Off — used vehicles are exempt
$0
Often 0% for interstate commercial use
Some states cap (CA $85, NY $75)
State title + lien fee
Lowers monthly; paid as lump at term
Amount financed
$56,593
Total interest
$14,721
Total cost
$77,547
Effective / month
$1,188.57
Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.
Apr 14, 2026
$62,326
Mar 17, 2026
$65,326
Mar 13, 2026
$67,326
Mar 3, 2026
$72,629
Market Index
2020 Kenworth T680 MX/MX-13
Median Price
$54,239
This listing
15% above market median
Active listings
6