Year
2020
Engine
Cummins X15
Horsepower
450 HP
Axle Config
6x4
Fuel
Diesel
GVWR
33,001 lbs
MHC Kenworth
Fort Worth, TX
VIN
1XKYD49X0LJ414686
NHTSA VerifiedStock #
mhc-0622200
Dealer
MHC Kenworth
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2020 Kenworth T680
Est. monthly
$992.44
Pre-tax purchase price
$5,195
Owner-ops: 10–20% typical
Prime 7–9% · Median 9–12% · Subprime 14%+
Deducted from financed amount
Drives Federal Excise Tax (FET)
Skip if straight truck under 33k GVWR or trailer under 26k GVWR.
Off — used vehicles are exempt
$0
Often 0% for interstate commercial use
Some states cap (CA $85, NY $75)
State title + lien fee
Lowers monthly; paid as lump at term
Amount financed
$47,255
Total interest
$12,292
Total cost
$64,742
Effective / month
$992.44
Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.
Market Index
2020 Kenworth T680 X15
Median Price
$44,950
This listing
16% above market median
Active listings
12