2020 Peterbilt 389

$118,750

UsedClass 8Sleeper Truck

Hutchins, TX

Miles

286,000 mi

Year

2020

Engine

Cummins X15

Horsepower

525 HP

Transmission

Manual

Fuel

Diesel

Description

2020 Peterbilt 389. 525HP Cummins X15. 13 Speed Transmission. 40,000LB Full Locking Rears. Steerable Air Lift Axle. Only 286,000 Original Miles. Air Trac Suspension. Steer Axle Disc Brakes. Loaded Interior. Gauge Package. Air Slide Fifth Wheel. 11R24.5 Tires. Stainless Steel Rear Quarter Fenders. Engine Brake. Cruise Control. Dual Breathers. Clean Peterbilt 389

Specifications

Engine

Make: Cummins
Model: X15
HP: 525
Displacement: 15L
Fuel: Diesel

Drivetrain

Transmission: Manual
Speeds

Dealer

Forge Truck Centers

Hutchins, TX

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2020 Peterbilt 389

$118,750

UsedClass 8Sleeper Truck

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Hutchins, TX

Chassis

Wheelbase: 270"
GVWR: 33,001 lbs
Suspension: Air Ride

Details

Mileage: 286,000 mi
Body Type: Truck-Tractor

VIN

1XPXP40X7LD656769

NHTSA Verified

Stock #

forge-961860

Dealer

Forge Truck Centers

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Market Index

2020 Peterbilt 389 X15

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Median Price

$118,750

This listing

Near market median

Active listings

Specifications

Engine

Make: Cummins
Model: X15
HP: 525
Displacement: 15L
Fuel: Diesel

Drivetrain

Transmission: Manual
Speeds: 13

Chassis

Wheelbase: 270"
GVWR: 33,001 lbs
Suspension: Air Ride

Details

Mileage: 286,000 mi
Body Type: Truck-Tractor

Description

Features

Cruise Control

Finance calculator

2020 Peterbilt 389 · 286,000 mi

Est. monthly

$2,255.07

Vehicle price

Pre-tax purchase price

Term (months)

Down payment (10%)

$11,875

Owner-ops: 10–20% typical

APR (9.50%)

Prime 7–9% · Median 9–12% · Subprime 14%+

Trade-in value

Deducted from financed amount

Condition

Drives Federal Excise Tax (FET)

Federal Excise Tax (FET)

FET applies$0

Skip if straight truck under 33k GVWR or trailer under 26k GVWR.

Off — used vehicles are exempt

Sales tax (0.00%)

Often 0% for interstate commercial use

Doc fee

Some states cap (CA $85, NY $75)

Title + registration

State title + lien fee

Balloon payment at end

Lowers monthly; paid as lump at term

Apply Section 179 first-year deduction

Heavy trucks (GVWR > 14,000 lbs) qualify for full deduction up to $1,220,000 in 2026. Assumes purchase in service this tax year. Consult a CPA.

Amount financed

$107,375

Total interest

$27,929

Total cost

$147,179

Effective / month

$2,255.07

Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.