2020 Volvo VNL 860

$59,999

UsedClass 8Sleeper Truck

Bolingbrook, IL

Miles

445,195 mi

Year

2020

Engine

Volvo VED13

Horsepower

425 HP

Transmission

Automatic

Fuel

Diesel

Specifications

Engine

Make: Volvo
Model: VED13
HP: 425
Fuel: Diesel

Drivetrain

Transmission: Automatic
Trans. Model: Volvo Automatic 12 Speed

Dealer

Arrow Truck Sales Bolingbrook

Bolingbrook, IL

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2020 Volvo VNL 860

$59,999

UsedClass 8Sleeper Truck

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Bolingbrook, IL

Chassis

Wheelbase: 232"
Front Axle: 13,200 lbs
Rear Axle: 40,000 lbs
Suspension: Air Ride

Details

Mileage: 445,195 mi

VIN

ARRWSTCK000272947

Stock #

arrow-272947

Dealer

Arrow Truck Sales Bolingbrook

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Market Index

2020 Volvo VNL 860 VED13

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Median Price

$52,999

This listing

13% above market median

Active listings

Specifications

Engine

Make: Volvo
Model: VED13
HP: 425
Fuel: Diesel

Drivetrain

Transmission: Automatic
Trans. Model: Volvo Automatic 12 Speed
Rear Ratio: 3.08

Chassis

Wheelbase: 232"
Front Axle: 13,200 lbs
Rear Axle: 40,000 lbs
Suspension: Air Ride

Sleeper

Size: 77"

Details

Mileage: 445,195 mi

Finance calculator

2020 Volvo VNL 860 · 445,195 mi

Est. monthly

$1,144.58

Vehicle price

Pre-tax purchase price

Term (months)

Down payment (10%)

$6,000

Owner-ops: 10–20% typical

APR (9.50%)

Prime 7–9% · Median 9–12% · Subprime 14%+

Trade-in value

Deducted from financed amount

Condition

Drives Federal Excise Tax (FET)

Federal Excise Tax (FET)

FET applies$0

Skip if straight truck under 33k GVWR or trailer under 26k GVWR.

Off — used vehicles are exempt

Sales tax (0.00%)

Often 0% for interstate commercial use

Doc fee

Some states cap (CA $85, NY $75)

Title + registration

State title + lien fee

Balloon payment at end

Lowers monthly; paid as lump at term

Apply Section 179 first-year deduction

Heavy trucks (GVWR > 14,000 lbs) qualify for full deduction up to $1,220,000 in 2026. Assumes purchase in service this tax year. Consult a CPA.

Amount financed

$54,499

Total interest

$14,176

Total cost

$74,675

Effective / month

$1,144.58

Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.