Miles
504,834 mi
Year
2020
Engine
Volvo D13
Horsepower
455 HP
Transmission
Automatic
Axle Config
6x4
This 2020 Volvo VNR 640 is a used Class 8 commercial truck, listed in the Sleeper Truck category. It is designed for over-the-road operations requiring an onboard sleeper berth. The truck is powered by a 455-horsepower Volvo D13 diesel engine, paired with a automatic transmission. The chassis features a 176-inch wheelbase, and a gross vehicle weight rating of 80,000 lbs. The odometer shows 504,834 miles, and the unit is offered in fair condition. The current asking price is $35,000, representing the dealer's current asking price. This truck is currently offered by Penske Used Trucks, located in Des Moines, IA. Interested parties should contact the dealer directly to verify availability, confirm specifications, and arrange an on-site inspection before purchase. All specifications, odometer readings, and pricing information are provided by the selling dealer and should be independently verified prior to purchase.
Penske Used Trucks
Des Moines, IA
Asking
$35,000

VIN 4V4WC9EH7LN259973 · Stock #penske-351890
Des Moines, IA
Asking price over time
4 dealer-initiated drops · total −$3,000 (7.9%)
Asking now
$35,000
Initial ask
$38,000
Comp median
$41,123
Days listed
120
Comp median is the median asking price across N similar trucks (same make/model/year/spec) in the last 90 days. Not a valuation. We never tell you whether to buy.
2020 Volvo VNR 640 — get instant answers about specs, inspection tips, or comparisons.
This 2020 Volvo VNR 640 is a used Class 8 commercial truck, listed in the Sleeper Truck category. It is designed for over-the-road operations requiring an onboard sleeper berth. The truck is powered by a 455-horsepower Volvo D13 diesel engine, paired with a automatic transmission. The chassis features a 176-inch wheelbase, and a gross vehicle weight rating of 80,000 lbs. The odometer shows 504,834 miles, and the unit is offered in fair condition. The current asking price is $35,000, representing the dealer's current asking price. This truck is currently offered by Penske Used Trucks, located in Des Moines, IA. Interested parties should contact the dealer directly to verify availability, confirm specifications, and arrange an on-site inspection before purchase. All specifications, odometer readings, and pricing information are provided by the selling dealer and should be independently verified prior to purchase.
2020 Volvo VNR 640 · 504,834 mi
Est. monthly
$672.06
Pre-tax purchase price
$3,500
Owner-ops: 10–20% typical
Prime 7–9% · Median 9–12% · Subprime 14%+
Deducted from financed amount
Drives Federal Excise Tax (FET)
Skip if straight truck under 33k GVWR or trailer under 26k GVWR.
Off — used vehicles are exempt
$0
Often 0% for interstate commercial use
Some states cap (CA $85, NY $75)
State title + lien fee
Lowers monthly; paid as lump at term
Amount financed
$32,000
Total interest
$8,324
Total cost
$43,824
Effective / month
$672.06
Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.