Miles
328,455 mi
Year
2020
Engine
Volvo D13
Horsepower
425 HP
Transmission
Automatic
Axle Config
6x4
Ryder Used Trucks
Bensalem, PA
1 / 14VIN
4V4WC9EH8LN256855
NHTSA VerifiedStock #
ryder-243439
Dealer
Ryder Used Trucks
By submitting this form you agree to receive SMS and email from this dealer regarding your inquiry. Msg & data rates may apply. Reply STOP to opt out at any time.
Is this your dealership? Claim itGet notified about trucks like this
We'll email you when similar listings are added or prices drop.
2020 Volvo VNR 640 · 328,455 mi
Est. monthly
$1,290.28
Pre-tax purchase price
$6,771
Owner-ops: 10–20% typical
Prime 7–9% · Median 9–12% · Subprime 14%+
Deducted from financed amount
Drives Federal Excise Tax (FET)
Skip if straight truck under 33k GVWR or trailer under 26k GVWR.
Off — used vehicles are exempt
$0
Often 0% for interstate commercial use
Some states cap (CA $85, NY $75)
State title + lien fee
Lowers monthly; paid as lump at term
Amount financed
$61,436
Total interest
$15,980
Total cost
$84,187
Effective / month
$1,290.28
Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.
Mar 31, 2026
$67,707
Mar 1, 2026
$72,339
Market Index
2020 Volvo VNR 640 D13
Median Price
$39,250
This listing
73% above market median
Active listings
129
2023 Volvo VNL 860
$78,700
435,475 mi
Wilmer, TX
Schneider Used Trucks
2023 Volvo VNL 860
$74,700
518,527 mi
Charlotte, NC
Schneider Used Trucks
2023 Volvo VNL 760
$74,999
412,780 mi
Cincinnati, OH
Arrow Truck Sales Cincinnati
2022 Volvo VNL 860
$69,999
489,506 mi
Bolingbrook, IL
Arrow Truck Sales Bolingbrook
2022 Volvo VNL 860
$71,999
487,388 mi
Elizabeth, NJ
Arrow Truck Sales Elizabeth
2022 Volvo VNL 860
$69,999
445,344 mi
Elizabeth, NJ
Arrow Truck Sales Elizabeth
2023 Volvo VNL 860
$78,700
435,475 mi
Wilmer, TX
Schneider Used Trucks
2023 Volvo VNL 860
$74,700
518,527 mi
Charlotte, NC
Schneider Used Trucks
2023 Volvo VNL 760
$74,999
412,780 mi
Cincinnati, OH
Arrow Truck Sales Cincinnati
2022 Volvo VNL 860
$69,999
489,506 mi
Bolingbrook, IL
Arrow Truck Sales Bolingbrook
2022 Volvo VNL 860
$71,999
487,388 mi
Elizabeth, NJ
Arrow Truck Sales Elizabeth
2022 Volvo VNL 860
$69,999
445,344 mi
Elizabeth, NJ
Arrow Truck Sales Elizabeth