2021 Peterbilt 389

$179,750

UsedClass 8Sleeper Truck

Hutchins, TX

Miles

232,000 mi

Year

2021

Engine

Cummins X15

Horsepower

565 HP

Transmission

Automatic

Fuel

Diesel

Description

2021 Peterbilt 389. 565HP Cummins X15. Eaton 18 Speed Automatic Transmission. 46,000LB Full Locking Rears. 20,000LB Steerable Air Lift Axle. 20,000LB Steer Axle. Only 232,000 Original Miles. Double Framed. Air Trac Suspension. Wet Kit. Dual Steering Gearboxes. Loaded Interior. Gauge Package. Keyless Entry. Factory Touchscreen Display. Long Track Air Slide Fifth Wheel. 11R24.5 Drives. 315/80R22.5 Steers. Aluminum Headache Rack. Strobe Lights. Engine Brake. Cruise Control. Dual Stacks. Dual Breathers. Clean Peterbilt 389

Specifications

Engine

Make: Cummins
Model: X15
HP: 565
Displacement: 15L
Fuel: Diesel

Drivetrain

Transmission: Automatic
Speeds

Dealer

Forge Truck Centers

Hutchins, TX

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2021 Peterbilt 389

$179,750

UsedClass 8Sleeper Truck

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Hutchins, TX

Market Index

2021 Peterbilt 389 X15

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Median Price

$149,750

This listing

20% above market median

Active listings

Description

Finance calculator

2021 Peterbilt 389 · 232,000 mi

Est. monthly

$3,408.08

Vehicle price

Pre-tax purchase price

Term (months)

Down payment (10%)

$17,975

Owner-ops: 10–20% typical

APR (9.50%)

Prime 7–9% · Median 9–12% · Subprime 14%+

Trade-in value

Deducted from financed amount

Condition

Drives Federal Excise Tax (FET)

Federal Excise Tax (FET)

FET applies$0

Skip if straight truck under 33k GVWR or trailer under 26k GVWR.

Off — used vehicles are exempt

Sales tax (0.00%)

Often 0% for interstate commercial use

Doc fee

Some states cap (CA $85, NY $75)

Title + registration

State title + lien fee

Balloon payment at end

Lowers monthly; paid as lump at term

Apply Section 179 first-year deduction

Heavy trucks (GVWR > 14,000 lbs) qualify for full deduction up to $1,220,000 in 2026. Assumes purchase in service this tax year. Consult a CPA.

Amount financed

$162,275

Total interest

$42,210

Total cost

$222,460

Effective / month

$3,408.08

Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.